3f00 You can only access the login settings in the main office, and even after entering the main office, it takes the extra work to walk over to the login settings NPC, move down to the Auto Loot Type and then set it.
The requirement to be in the main office makes it inaccessible if you are in the middle of a dungeon, instance, chatting with friends or so on.
With @Alc, you can repeatedly press enter from anywhere in the game and type a single word in to save your settings
